Thursday, March 22, 2018

KEEPING UP... Busy, busy, busy (Part 166b)

KEEPING UP… Busy, busy, busy (Part 166b)

On Sunday, I was anxious to get to church to talk with the minister. I’d left the Thrift Shoppe before the women had tallied the monetary returns and having got caught up in working on the racecar had put it out of my mind. Elle had persuaded me to attend the 10am service with her and the kids but I didn’t want to wait until then to find out how much money the church had netted. The minister was in his office preparing his sermon when I got there. I could tell he didn’t appreciate the interruption but I pressed on anyway. The news was good… very good! He didn’t have a dollar amount but did volunteer that there was enough to pay off the outstanding fuel oil bill from the previous Winter and to pretty much pay for a full tank of oil. That news made all the work and anxiety seem worth while. However… if there was one annoying thing about the man it was that he was always brimming with unrealistic optimism. Before leaving his office I heard him make a projection on just how much money we could expect from the shop each week.  I had to bite my tongue recognizing that he was not a business person. I don’t remember just what I said as I headed out the door but it had to do with tempering the expected amount to be made when announcing the results to the parishioners. I could tell he didn’t appreciate the advice.

That Sunday was also Anne’s 8th birthday. Both sets of parents came for a small party that night and, as usual, my mother outdid Elle’s mother in the way of gifts for her. I’d tried to persuade my mother not to try and outdo Elle’s mother but it was of no use. My mother was jealous of the amount of time all three of the kids spent with Elle’s mother and, in my mother’s mind, this was some sort of perverse ‘payback’. Our anniversary had been on Friday but we both agreed that we’d already celebrated it with our trip to Bermuda and didn’t want any attention paid to it. We told both sets of parents that we’d acknowledge it at Anne’s party but we didn’t it want to detract from her excitement. So, other than a few ‘glares’ at my mother from Elle’s mother it was a quiet evening. 

There were four days to go to get to the end of the ‘busy period’ and as I drove to work on Monday I remember hoping that it would remain as ‘calm’ as it had been. Woody had progressed well with her training and although Lorie had a little apprehension about her being apart from the other tellers when at the drive-up and in needing help I reminded her that to put one of the lobby tellers at the drive-up would be taken as a demotion by that teller. In a previous post I mentioned that I was about “meetinged out”. A new Federal law had been passed earlier in the year that concerned all types of financial institutions… Commercial Banks, Savings Banks and Savings and Loan Associations. It was called the “Bank Protection Act of 1968” and mandated that they focus on preventing bank hold-ups. I’d been designated as the security officer for the bank and had attended a few preliminary meetings as the ‘nitty gritty’ of the law was being promulgated. I hadn’t had to do much while waiting for the final rules and had pretty much let it slip from my mind. When the mail for the day was delivered to my desk there was one ominous piece that stood out. It was from the FDIC, the overall regulator for Savings Banks. Opening it I discovered the final rules concerning the Act along with the most onerous part… the date our plan (yet to be written) was to be in place.

I could go into a multi page diatribe concerning my feeling towards Government regulation… but I won’t (let's hear a loud “Thank you!”). The date for implementation was October 15th which gave me but five days to get it written (and approved by the Board) and in place. I was floored! I’d made arrangements to take Friday off to go to the stock car championships and I was damned if I was going to miss it. I’ll admit I went off the ‘deep end’ when I took the sheaf of regulations over to Hobie and started in about how could they reasonably expect all of what they wanted to be done accomplished in one week. He, very calmly, took the papers and looked at the timed outline and then picked up the phone. I stood there and listened as he talked with another banker about it for about ten minutes. Hanging up the phone he smiled and said, almost cavalierly, “Don’t worry about it.” And handed the papers back to me. Then he told me to just get started on it and not worry about the dates. I was about to leave his area when he added “Oh, by the way… the Board approved a $1,000 increase in your pay.” You probably won’t believe it when I tell you that it didn’t ‘register’ with me until I’d taken a few steps away from his desk. I’d been so caught up with being relieved of having to try and meet that unrealistic deadline that I wasn’t paying attention.

Two ‘gifts’ in less than a minute! When the increase registered with me I was standing right in front of the elevator and J J appeared. For the past few days he’d been very cordial towards me and I likened it to him having been ‘talked to’ by Bert, the president, about stepping over boundaries (his ordering Joanie to do some work for him). That notwithstanding, I stood there waiting for him to make another one of his ‘special’ requests. But, that wasn’t the case. He wanted to get some advice on buying a sailboat. I do remember standing there looking at him, somewhat in disbelief. There I was with a lobby full of people and he wanted to talk about personal matters. Typical J J! I probably said something I shouldn’t have but told him to see me after work.

What I wanted to do was to apply my raise to my bi-weekly net pay to see how much more I’d be taking home. I’d set a goal of netting $30 per paycheck and I knew this was going to make it more. Being the personnel officer I knew the salary for everyone, officers included. I knew this raise would get me above Jerry and I couldn’t conceive of him getting more of a raise than what I got. It was a ‘feel good’ minute (or more!). But… having just seen J J, I  also wanted to see how much closer to his salary this increase got me. He’d come in as an Assistant Vice President at a salary that was way out of line with the existing officers. However, I’d gotten more than he did in each my first two reviews. His anniversary was in November and I was anxious to see just what he’d get with the next one.

I ‘crunched’ the numbers as soon as I got back to my desk and was excited to see that my  net figure would be closer to $35 per paycheck, $5 more than I’d hoped for. In today’s world that doesn’t seem like much but back in the 60’s five dollars actually bought something. I’m not sure but I’m thinking gas was selling at around 33 to 35 cents a gallon which works out to a tankful. The next thing I did was to call Elle. Her first question was to ask how much more she could spend on clothes for the kids. The two older girls were exactly the same size which meant we had to buy two of everything. My thought was to save as much of the increase as possible. I’d started a special savings account the prior year and had been able to put almost $500 of my previous raise in it. In my ’numbers crunching’ I was hoping I’d be able to add at least $750 to it. The job was going to be to sell the concept to Elle.

To be continued…

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